Posted by Melissa Lynn Galland on Jun 26, 2018 9:03:00 AM
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These days there are a lot of options for people who want to build a new home. Two that you might be considering, especially if you want to save money by doing some of the work yourself, are kit homes and on-your-lot builders. While both approaches allow you to get more house for your money by building sweat equity, they are two very different approaches. Understanding the difference between them can help you decide which option is right for you.

Kit Homes vs. On-Your-Lot Builders

Kit Homes

Kit homes are typically made of panels that are shipped to your site and assembled there. Most manufacturers offer a range of pre-designed kits, and some allow a certain degree of customization, although this might be limited to finishes and fixtures.

When you buy a kit home, unless you have found a builder who is willing to assemble it for you, you’re pretty much on your own. While kit homes are easier for homeowners to construct than traditionally built homes, you must still have some skills and the necessary tools to complete the job. You must also coordinate and work with local subcontractors, such as plumbers and electricians.

Kit homes require the same level of permitting that any other type of home does, so it’s up to you to understand building codes and the permitting process. This usually requires you to work with local regulators to ensure that all of the appropriate permits are in place before you do site work and construction.

If you already own a buildable lot, you can have a kit home shipped directly to it. However, if you need to purchase land, you must work with a realtor to find a suitable lot.

For the avid DIYer with some building experience, kit homes might be the right fit. However, if you don’t have any experience, a kit home might be more work than you bargained for.

On-Your-Lot Builders

If you already own land or are planning to purchase a lot, you can work with a local builder to construct your new home. Some builders offers a variety of stock plans that cannot be changed, floor plans that you can customize, full custom services, or some mix of these options. If you have a specific vision in mind for your dream home, an on-the-lot builder will be able to help you achieve it better than a kit home.

Builders also offer a range of options for the construction process. These include full turn-key services if you prefer a hands-off approach, and programs that allow you to participate in the process to build equity. For example, when you work with Adair Homes, you can save money by taking on certain tasks such as site development, painting, and final detailing.

When it comes to the permitting process, many on-your-lot builders will handle the process for you, but again, if you want to save money, you can do much of that work yourself.

When you work with an on-your-lot builder, you benefit from years of experience, well-established relationships with subcontractors, and knowledge of local regulations. If you want to do some of the work yourself, make sure the builder you select will allow you to participate in the process.

Which Option Is Right for You?

While kit homes are an intriguing option, the truth is, they are not right for everybody. If you want to be involved in the construction of your new home but don’t want to do it all alone, consider working with Adair Homes. Our unique program allows you to get the most home for your money and you have the freedom to customize the floor plan and features to match your lifestyle. Get in touch today to get started.  

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