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Posted by Kari Montoya on Dec 30, 2020 11:13:41 AM

If you’re wondering how much it costs to build a custom home, you’re not alone. It’s a common question with a complicated answer. There are seemingly thousands of line items from site costs and materials to permits and fees—it’s no wonder so many people hesitate in pursuing building a custom home! Well, hesitate no more. Adair Homes has created a pathway to understanding your total project costs in Southern Oregon. Our online tools and helpful guidance break down the numbers so you can feel confident in moving forward with a custom home built by Adair. No outrageous surprises, no oopsies, no overlooked utility costs. Today, calculating the cost of your new home is easier than ever before. 


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Location, Location, Location

Your property’s location is foundational to your total project cost. Consider the price of the land itself, the cost of building permits in your jurisdiction, and the basic utilities you’ll pay in perpetuity. Location is everything.

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Your local Southern Oregon Adair Homes branch office offers great resources to help you in your land search. We have a vast network of Realtors who specialize in land acquisition, and can guide you through the sales process from identifying the perfect lot to closing.

Wondering where to live in Southern Oregon? Here are our top five cities to build your dream home in:


Known as "Heart of the Rogue", Medford has endless activities for you and your family in a beautiful setting. Experience what Forbes named a global wine destination. Ride the rapids of the Rogue River, enjoying world class fishing and hiking, or play 9 on one of the six golf courses in the area. 

Rogue River

Named after the world famous river, Rogue River is a gorgeous area 20 miles west of Medford. Perfect for the outdoor enthusiasts in your family, Rogue River has plenty of activities to keep you busy and outside. Enjoy fishing, hiking and rafting in the summer, and hit the slopes of Mt. Ashland in the summer.


Ranked in the top 10 of "The 100 Best Small Art Towns in America", Ashland is a cultural hotspot. This city is home to the world-famous Oregon Shakespeare Festival, and award-winning galleries, theaters and restaurants. Ashland is also known for outdoor recreation, with Mt. Ashland Ski Area located nearby.

Shady Cove

With things to do in all four seasons, Shady Cove is a distinctly beautiful place to live. With the Rogue River running through it, Shady Cove is noted for steelhead and salmon fishing, as well as rafting. Other nearby attractions include Crater Lake National Park, Lost Creek Lake, golfing, hiking, biking and more!

Klamath Falls

Located on the southern tip of Upper Klamath Lake, Klamath Falls calls to an adventurer's spirit. Learn about the city's beginnings along the Oregon Trail by riding the Trolley, or joining a historic walking tour. This region offers cross country skiing, hiking, canoeing, and is famous for bird watching, with more Bald Eagles residing here than anywhere else in the country. 


Your Site + Floorplan

Before we move any dirt at all, though, we need to do a thorough site evaluation. Every piece of property will ‘hold’ a house differently. Thus, your site development costs will vary from lot to lot. Don’t know where to start? Don’t worry. Adair offers a free site evaluation. One of our local Southern Oregon construction superintendents will personally walk your intended property to determine development costs. Is the lot steep? Will it require more foundation work? Are there trees to be avoided or moved? What kind of excavation will be required? This is also the time where the cost of permits, utilities, and provisional access is calculated. 

Pro Tip: If your land already has utilities set up, you’ll save a lot of money! If you’re purchasing acreage, plan on spending a little more in utilities to bring power, water (and sometimes sewer) to your homesite.

We’ve come a long way—but we still haven’t talked about the home itself; the meat and potatoes of your total project cost. Choosing a floorplan will determine the overall size of your home. Remember, every square foot of home space adds to every line item in your calculated cost—whether that’s flooring, plumbing lines, or electrical wiring—the bigger your home, the greater the cost of each category.

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You can browse Adair’s home plans online—we’ve included a great pricing guide alongside each floorplan. These prices reflect the cost of the home from foundation to completion, our standard finishes included. Remember, you can add upgraded finishes to any of our home plans. Customize anything and everything, but only pay for what you want. 

Equity in Your Pocket

Adair cares about your financial position after you move into your brand new home in Southern Oregon! We want you to feel comfortable and be in a better financial position than when you started. Thanks in part to our unique sweat equity program, the majority of our customers move into their new Adair home with a solid equity position.

According to our in-house lender, Alliance Financial Services, the average equity position of our customers who finance through us, in the Southern Oregon region, is 18%.

With over fifty years in the home building business, Adair Homes understands how to help you plan for the best financial decision you’ll ever make: owning your own home. If you’re looking to build a home in 2021 and beyond, it pays to work with a company that knows how to navigate the ever-changing building and development landscape. We are experts at helping you finance your build job, develop workable site proposals, and determine a reasonable total project cost. At Adair Homes, it’s our goal to help you meet your budget and move-in to a brand new house with equity on Day 1. 

What’s your dream? Let’s get started!

About Adair Homes

With 51-plus years in the industry, Adair’s long term commitment to treating each customer with honesty, integrity, and respect has paid off, 22,000 customers strong and counting. 

At Adair Homes, our mission states: it is our privilege to build our customers the home they have always dreamed of. We believe in providing the greatest value for our customer’s dollar and finding innovative ways to value engineer homes. We believe that we can offer an outstanding customer experience that is both enjoyable and rewarding—and offer this one-of-a-kind customer experience as the largest on-your-lot builder in the West. For more info, get in touch with us here or call 1-844-518-7072.